To tell you the truth, I would probably prefer providing the service I provide now. I love my work; It's exciting.
I'd like to think I'm doing more than "stuff for money", but sadly that might really be the case. And trust me, the reason I made this thread in the first place is because the constant jugging of credit is worrying me.
hmm... I hadn't considered that. I don't win everything, but I do get almost all. You're right, that might be a sign that I should push the rates up some more.
I think I know what I want for myself personally; I want a house, a retirement account, and a savings account just for the purpose of travelling with my better half. Yes, yes, it's what almost everyone else wants too.
For my work, I want to continue being "unattached"... I like being mixed up in lots of different projects, types of events, and meeting different types of people. But I also want projects stable and reliable enough that I can confidently plan my personal finances to achieve the personal goals I listed above.
There are two sides to my "stuff for money"; web-design and photography. I'm having a lot of fun doing photography, and three years from now I think I still would. I wouldn't want to give that up (ie. by hiring it off to someone else). But truthfully, I'm getting tired of the web-design part, and wouldn't mind taking on the roll there of planner and seller, and hiring others to do the graphics and programming. On that side, I think I like the idea of being the base of the food-chain; Producing work for others.
I guess I'm of two minds then. I should probably give everything some more thought.
Any thoughts on the immediate situation of getting out of the survival mode/credit cycle?