Well they're definitely my thoughts to (I don't often buy online using paypal). But I just don't know a cheap but reliable alternative. Ideally I'd like to find a service that allows me to accept the credit card details on my site and process it behind the scenes.
A service I like the look of is eway.com.au (for australia) as they do that and from what I understand are a well known name. Just wish the pricing was a bit nicer.
Is js and cookies ok to use in a shopping cart? And can you suggest a cheap reliable alternative to PayPal? If I can get away from it, I'd love to!